{"id":71,"date":"2026-07-21T13:25:56","date_gmt":"2026-07-21T13:25:56","guid":{"rendered":"http:\/\/ourfeder.kr\/?p=71"},"modified":"2026-07-21T13:25:58","modified_gmt":"2026-07-21T13:25:58","slug":"%f0%9f%8f%a0-2026%eb%85%84-%ec%b2%ad%eb%85%84-%ec%a3%bc%ea%b1%b0%ea%b8%89%ec%97%ac-%eb%b6%84%eb%a6%ac%ec%a7%80%ea%b8%89-%ec%8b%a0%ec%b2%ad%eb%b2%95-%eb%b6%80%eb%aa%a8%eb%8b%98%ea%b3%bc","status":"publish","type":"post","link":"https:\/\/ourfeder.kr\/?p=71","title":{"rendered":"\ud83c\udfe0 2026\ub144 \uccad\ub144 \uc8fc\uac70\uae09\uc5ec \ubd84\ub9ac\uc9c0\uae09 \uc2e0\uccad\ubc95 \u2014 \ubd80\ubaa8\ub2d8\uacfc \ub530\ub85c \uc0b4\uc544\ub3c4 \ub0b4 \ubaab\uc744 \ubc1b\ub294 \ubc95"},"content":{"rendered":"\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ourfeder.kr\/?p=71\/#%EC%B2%AD%EB%85%84_%EC%A3%BC%EA%B1%B0%EA%B8%89%EC%97%AC_%EB%B6%84%EB%A6%AC%EC%A7%80%EA%B8%89_%EC%8B%A0%EC%B2%AD%EB%B2%95\" >\uccad\ub144 \uc8fc\uac70\uae09\uc5ec \ubd84\ub9ac\uc9c0\uae09 \uc2e0\uccad\ubc95<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ourfeder.kr\/?p=71\/#1%EF%B8%8F%E2%83%A3_%EC%84%9C%EB%A1%A0\" >1\ufe0f\u20e3 \uc11c\ub860<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ourfeder.kr\/?p=71\/#2%EF%B8%8F%E2%83%A3_%EC%A7%80%EC%9B%90%EB%8C%80%EC%83%81_%EB%B0%8F_%EC%A1%B0%EA%B1%B4\" >2\ufe0f\u20e3 \uc9c0\uc6d0\ub300\uc0c1 \ubc0f \uc870\uac74<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/ourfeder.kr\/?p=71\/#%EA%B8%B0%EB%B3%B8_%EC%9A%94%EA%B1%B4\" >\uae30\ubcf8 \uc694\uac74<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/ourfeder.kr\/?p=71\/#%EB%B6%80%EB%AA%A8%EA%B0%80%EA%B5%AC_%EC%84%A0%EC%A0%95%EA%B8%B0%EC%A4%80\" >\ubd80\ubaa8\uac00\uad6c \uc120\uc815\uae30\uc900<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/ourfeder.kr\/?p=71\/#%EC%A3%BC%EC%9D%98%ED%95%A0_%EC%98%88%EC%99%B8_%EC%83%81%ED%99%A9\" >\uc8fc\uc758\ud560 \uc608\uc678 \uc0c1\ud669<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/ourfeder.kr\/?p=71\/#3%EF%B8%8F%E2%83%A3_%EC%A7%80%EC%9B%90%EA%B8%88%EC%95%A1\" >3\ufe0f\u20e3 \uc9c0\uc6d0\uae08\uc561<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/ourfeder.kr\/?p=71\/#4%EF%B8%8F%E2%83%A3_%EC%8B%A0%EC%B2%AD_%EB%B0%A9%EB%B2%95\" >4\ufe0f\u20e3 \uc2e0\uccad \ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/ourfeder.kr\/?p=71\/#5%EF%B8%8F%E2%83%A3_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%98%A4%ED%95%B4\" >5\ufe0f\u20e3 \uc790\uc8fc \ud558\ub294 \uc624\ud574<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/ourfeder.kr\/?p=71\/#6%EF%B8%8F%E2%83%A3_%EC%8B%A4%EC%A0%84_%EA%BF%80%ED%8C%81\" >6\ufe0f\u20e3 \uc2e4\uc804 \uafc0\ud301<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/ourfeder.kr\/?p=71\/#%EA%B2%B0%EB%A1%A0\" >\uacb0\ub860<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/ourfeder.kr\/?p=71\/#%EC%9A%94%EC%95%BD_%ED%82%A4%ED%8F%AC%EC%9D%B8%ED%8A%B8\" >\uc694\uc57d \ud0a4\ud3ec\uc778\ud2b8<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%B2%AD%EB%85%84_%EC%A3%BC%EA%B1%B0%EA%B8%89%EC%97%AC_%EB%B6%84%EB%A6%AC%EC%A7%80%EA%B8%89_%EC%8B%A0%EC%B2%AD%EB%B2%95\"><\/span>\uccad\ub144 \uc8fc\uac70\uae09\uc5ec \ubd84\ub9ac\uc9c0\uae09 \uc2e0\uccad\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ubd80\ubaa8\ub2d8\uc774 \uc8fc\uac70\uae09\uc5ec\ub97c \ubc1b\uace0 \uacc4\uc2e0\ub2e4\uba74, \ub530\ub85c \uc790\ucde8 \uc911\uc778 \uccad\ub144 \uc790\ub140\ub3c4 \ubcc4\ub3c4\ub85c \uc8fc\uac70\uae09\uc5ec\ub97c \ubc1b\uc744 \uc218 \uc788\ub2e4\ub294 \uc0ac\uc2e4, \uc54c\uace0 \uacc4\uc168\ub098\uc694? 2026\ub144 \uae30\uc900 \ub300\uc0c1\u00b7\uae08\uc561\u00b7\uc2e0\uccad\ubc29\ubc95\uc744 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2705 \ud55c\ub208\uc5d0 \ubcf4\uae30<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc81c\ub3c4\uba85<\/strong>: \uccad\ub144 \uc8fc\uac70\uae09\uc5ec \ubd84\ub9ac\uc9c0\uae09 (\uc77c\ubc18 \uccad\ub144\uc6d4\uc138\uc9c0\uc6d0\uacfc\ub294 \ub2e4\ub978 \ubcc4\uac1c \uc81c\ub3c4)<\/li>\n\n\n\n<li><strong>\ub300\uc0c1<\/strong>: \ub9cc 19\uc138 \uc774\uc0c1~30\uc138 \ubbf8\ub9cc \ubbf8\ud63c \uccad\ub144, \ubd80\ubaa8\uac00 \uc8fc\uac70\uae09\uc5ec \uc218\uae09\uc790, \ubd80\ubaa8\uc640 \ub2e4\ub978 \uc2dc\u00b7\uad70\uc5d0 \uac70\uc8fc<\/li>\n\n\n\n<li><strong>\uc120\uc815\uae30\uc900<\/strong>: \ubd80\ubaa8\uac00\uad6c \uc18c\ub4dd\uc778\uc815\uc561\uc774 \uae30\uc900 \uc911\uc704\uc18c\ub4dd <strong>48% \uc774\ud558<\/strong><\/li>\n\n\n\n<li><strong>\uc9c0\uc6d0\uae08\uc561<\/strong>: \uc11c\uc6b8 1\uc778 \uac00\uad6c \uae30\uc900 \uc6d4 \ucd5c\ub300 34\ub9cc\uc6d0 \uc218\uc900 (\uc9c0\uc5ed\u00b7\uac00\uad6c\uc6d0 \uc218\ubcc4 \ucc28\ub4f1)<\/li>\n\n\n\n<li><strong>2026\ub144 \ubcc0\ud654<\/strong>: \uae30\uc900 \uc911\uc704\uc18c\ub4dd\uc774 \uc5ed\ub300 \ucd5c\ub300\ud3ed(6.51%)\uc73c\ub85c \uc778\uc0c1\ub418\uc5b4 \ubd80\ubaa8\uac00\uad6c\uc758 \uc218\uae09 \uc790\uaca9 \ubb38\ud131\uc774 \ub0ae\uc544\uc9d0<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1%EF%B8%8F%E2%83%A3_%EC%84%9C%EB%A1%A0\"><\/span>1\ufe0f\u20e3 \uc11c\ub860<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\uac70\uae09\uc5ec\ub294 \uad6d\ud1a0\uad50\ud1b5\ubd80\uac00 \uc8fc\uad00\ud558\ub294 \uad6d\ubbfc\uae30\ucd08\uc0dd\ud65c\ubcf4\uc7a5\uc81c\ub3c4\uc758 4\ub300 \uae09\uc5ec \uc911 \ud558\ub098\ub85c, \uc800\uc18c\ub4dd \uac00\uad6c\uc758 \uc8fc\uac70\ube44\ub97c \uc9c0\uc6d0\ud558\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \ubd80\ubaa8\ub2d8\uc774 \uc774 \uc8fc\uac70\uae09\uc5ec\ub97c \ubc1b\uace0 \uc788\ub294 \uc0c1\ud669\uc5d0\uc11c, \uc790\ub140\uac00 \ud559\uc5c5\uc774\ub098 \ucde8\uc5c5 \ub54c\ubb38\uc5d0 \ub2e4\ub978 \uc9c0\uc5ed\uc5d0\uc11c \uc790\ucde8\ub97c \ud55c\ub2e4\uba74 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7f4 \ub54c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uac8c \ubc14\ub85c <strong>\uccad\ub144 \uc8fc\uac70\uae09\uc5ec \ubd84\ub9ac\uc9c0\uae09<\/strong>\uc785\ub2c8\ub2e4. \ubd80\ubaa8\uac00\uad6c\uc640 \ubcc4\ub3c4\ub85c \uccad\ub144 \ubcf8\uc778 \ubaab\uc758 \uc8fc\uac70\uae09\uc5ec\ub97c \uc2e0\uccad\ud560 \uc218 \uc788\ub294 \uc81c\ub3c4\uc778\ub370, \uc774\ub984\uc774 \ube44\uc2b7\ud55c &#8216;\uccad\ub144\uc6d4\uc138\uc9c0\uc6d0&#8217;\uacfc \uc790\uc8fc \ud63c\ub3d9\ub418\ub2c8 \uc774 \uae00\uc5d0\uc11c \uba85\ud655\ud788 \uad6c\ubd84\ud574\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2%EF%B8%8F%E2%83%A3_%EC%A7%80%EC%9B%90%EB%8C%80%EC%83%81_%EB%B0%8F_%EC%A1%B0%EA%B1%B4\"><\/span>2\ufe0f\u20e3 \uc9c0\uc6d0\ub300\uc0c1 \ubc0f \uc870\uac74<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B8%B0%EB%B3%B8_%EC%9A%94%EA%B1%B4\"><\/span>\uae30\ubcf8 \uc694\uac74<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub9cc <strong>19\uc138 \uc774\uc0c1~30\uc138 \ubbf8\ub9cc<\/strong> \ubbf8\ud63c \uccad\ub144<\/li>\n\n\n\n<li><strong>\ubd80\ubaa8\uac00 \uc8fc\uac70\uae09\uc5ec \uc218\uae09\uc790<\/strong>\uc5ec\uc57c \ud568 (\ubd80\ubaa8\uac00 \uc8fc\uac70\uae09\uc5ec\ub97c \ubc1b\uc9c0 \uc54a\uc73c\uba74 \uccad\ub144 \ubd84\ub9ac\uc9c0\uae09 \uc790\uccb4\uac00 \ubd88\uac00\ub2a5)<\/li>\n\n\n\n<li>\ubd80\ubaa8\uc640 <strong>\ub2e4\ub978 \uc2dc\u00b7\uad70<\/strong>\uc5d0 \uac70\uc8fc\ud558\uba70, \ubcf8\uc778 \uba85\uc758\ub85c \uc784\ub300\ucc28 \uacc4\uc57d\uc744 \uccb4\uacb0\ud55c \uacbd\uc6b0<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%B6%80%EB%AA%A8%EA%B0%80%EA%B5%AC_%EC%84%A0%EC%A0%95%EA%B8%B0%EC%A4%80\"><\/span>\ubd80\ubaa8\uac00\uad6c \uc120\uc815\uae30\uc900<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubd80\ubaa8\uac00\uad6c\uc758 \uc18c\ub4dd\uc778\uc815\uc561\uc774 <strong>\uae30\uc900 \uc911\uc704\uc18c\ub4dd 48% \uc774\ud558<\/strong>\uc5ec\uc57c \ud568<\/li>\n\n\n\n<li>2026\ub144 \uae30\uc900 \uc911\uc704\uc18c\ub4dd\uc774 \uc5ed\ub300 \ucd5c\ub300\ud3ed\uc778 6.51% \uc778\uc0c1\ub418\uba74\uc11c(4\uc778 \uac00\uad6c 649\ub9cc 4,738\uc6d0, 1\uc778 \uac00\uad6c 256\ub9cc 4,238\uc6d0), \uc774\uc804\uc5d0\ub294 \uae30\uc900\uc744 \ucd08\uacfc\ud574 \ud0c8\ub77d\ud588\ub358 \uac00\uad6c\ub3c4 \uc0c8\ub85c \ub300\uc0c1\uc774 \ub420 \uac00\ub2a5\uc131\uc774 \uc788\uc74c<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A3%BC%EC%9D%98%ED%95%A0_%EC%98%88%EC%99%B8_%EC%83%81%ED%99%A9\"><\/span>\uc8fc\uc758\ud560 \uc608\uc678 \uc0c1\ud669<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubd80\ubaa8\uac00\uad6c\uc758 \uc8fc\uac70\uc720\ud615\uc774 &#8216;\uc0ac\uc6a9\ub300\ucc28'(\ubb34\uc0c1\uc73c\ub85c \uac70\uc8fc)\uc778 \uacbd\uc6b0 \ubcc4\ub3c4 \uc870\uac74 \ud655\uc778 \ud544\uc694<\/li>\n\n\n\n<li>\ub9cc 30\uc138 \uc774\uc0c1\uc778 \uacbd\uc6b0\ub294 \ubd84\ub9ac\uc9c0\uae09\uc774 \uc544\ub2c8\ub77c, \ubcc4\ub3c4 \uac00\uad6c\ub85c \ub3c5\ub9bd\ud558\uc5ec \uc9c1\uc811 \uc8fc\uac70\uae09\uc5ec\ub97c \uc2e0\uccad\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc804\ud658\ub428<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3%EF%B8%8F%E2%83%A3_%EC%A7%80%EC%9B%90%EA%B8%88%EC%95%A1\"><\/span>3\ufe0f\u20e3 \uc9c0\uc6d0\uae08\uc561<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc11c\uc6b8(1\uae09\uc9c0) 1\uc778 \uac00\uad6c \uae30\uc900 \uc6d4 \ucd5c\ub300 34\ub9cc\uc6d0\ub300\uc758 \uc784\ucc28\ub8cc \uc9c0\uc6d0 (\uc9c0\uc5ed \ub4f1\uae09\uacfc \uac00\uad6c\uc6d0 \uc218\uc5d0 \ub530\ub77c \uc0c1\ud55c\uc561\uc774 \ub2e4\ub984)<\/li>\n\n\n\n<li>\uc2e4\uc81c \ub0a9\ubd80 \uc784\ucc28\ub8cc\uc640 \uae30\uc900\uc784\ub300\ub8cc(\uc9c0\uc6d0 \ud55c\ub3c4\uc561) \uc911 \ub0ae\uc740 \uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c \uc9c0\uae09\ub418\uba70, \uc704 \uae08\uc561\uc740 \ucd5c\ub300 \ud55c\ub3c4\uc774\uc9c0 \uc77c\uad04 \uc9c0\uae09\uc561\uc774 \uc544\ub2d8<\/li>\n\n\n\n<li>\uc815\ud655\ud55c \uc9c0\uc5ed\ubcc4\u00b7\uac00\uad6c\uc6d0\ubcc4 \uae30\uc900\uc784\ub300\ub8cc\ub294 \uad6d\ud1a0\uad50\ud1b5\ubd80 \uacf5\uc2dd \uace0\uc2dc\ub85c \ub9e4\ub144 \ud655\uc815\ub418\ubbc0\ub85c, \uc2e0\uccad \uc804 \ubcf5\uc9c0\ub85c\uc5d0\uc11c \ucd5c\uc2e0 \uace0\uc2dc \uae08\uc561\uc744 \ud655\uc778\ud574\uc57c \ud568<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4%EF%B8%8F%E2%83%A3_%EC%8B%A0%EC%B2%AD_%EB%B0%A9%EB%B2%95\"><\/span>4\ufe0f\u20e3 \uc2e0\uccad \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\ubd80\ubaa8\ub2d8 \uac70\uc8fc\uc9c0 \uc74d\u00b7\uba74\u00b7\ub3d9 \ud589\uc815\ubcf5\uc9c0\uc13c\ud130 \ubc29\ubb38, \ub610\ub294 \ubcf5\uc9c0\ub85c(bokjiro.go.kr) \uc628\ub77c\uc778 \uc2e0\uccad<\/li>\n\n\n\n<li>\ubcf8\uc778 \uba85\uc758 \uc784\ub300\ucc28\uacc4\uc57d\uc11c, \uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8 \ub4f1 \uc2e4\uac70\uc8fc \ud655\uc778 \uc11c\ub958 \uc81c\ucd9c<\/li>\n\n\n\n<li>\ubd80\ubaa8\uac00\uad6c \uc18c\ub4dd\u00b7\uc7ac\uc0b0 \uc870\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub77c \uc790\uaca9 \ud655\uc815<\/li>\n\n\n\n<li>\uc2b9\uc778 \uc2dc \uccad\ub144 \ubcf8\uc778 \uba85\uc758 \uacc4\uc88c\ub85c \uc784\ucc28\ub8cc \uc9c0\uc6d0\uae08 \uc9c0\uae09<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5%EF%B8%8F%E2%83%A3_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%98%A4%ED%95%B4\"><\/span>5\ufe0f\u20e3 \uc790\uc8fc \ud558\ub294 \uc624\ud574<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc624\ud574 \u2460<\/strong> \u2014 &#8220;\uccad\ub144\uc6d4\uc138\uc9c0\uc6d0\uc774\ub791 \uac19\uc740 \uac70 \uc544\ub2c8\uc57c?&#8221; \u2192 <strong>\uc815\uc815<\/strong>: \uccad\ub144 \uc8fc\uac70\uae09\uc5ec \ubd84\ub9ac\uc9c0\uae09\uacfc \uccad\ub144\uc6d4\uc138\uc9c0\uc6d0\uc740 \uc644\uc804\ud788 \ub2e4\ub978 \ubcc4\uac1c \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uccad\ub144\uc6d4\uc138\uc9c0\uc6d0\uc740 \uc800\uc18c\ub4dd \uc790\ucde8 \uccad\ub144 \uc804\ubc18\uc744 \ub300\uc0c1\uc73c\ub85c \ud558\uace0, \ubd84\ub9ac\uc9c0\uae09\uc740 &#8216;\ubd80\ubaa8\uac00 \uc8fc\uac70\uae09\uc5ec \uc218\uae09\uc790\uc778 \uacbd\uc6b0&#8217;\uc5d0\ub9cc \ud574\ub2f9\ud569\ub2c8\ub2e4. \ub450 \uc81c\ub3c4\ub97c \ub3d9\uc2dc\uc5d0 \ubc1b\uc73c\uba74 \uc911\ubcf5 \uc870\uc815\uc774 \uc801\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc624\ud574 \u2461<\/strong> \u2014 &#8220;\ubd80\ubaa8\ub2d8\uc774 \uc8fc\uac70\uae09\uc5ec\ub97c \uc548 \ubc1b\uc73c\uba74 \ub098\ub3c4 \uc2e0\uccad\ud560 \uc218 \uc788\uaca0\uc9c0&#8221; \u2192 <strong>\uc815\uc815<\/strong>: \ubd80\ubaa8\uac00\uad6c\uac00 \uc8fc\uac70\uae09\uc5ec \uc218\uae09\uc790\uac00 \uc544\ub2c8\uba74 \ubd84\ub9ac\uc9c0\uae09 \uc790\uccb4\ub97c \uc2e0\uccad\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 \uccad\ub144\uc6d4\uc138\uc9c0\uc6d0 \ub4f1 \ub2e4\ub978 \uc81c\ub3c4\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc624\ud574 \u2462<\/strong> \u2014 &#8220;\uc791\ub144\uc5d0 \uc18c\ub4dd \uae30\uc900 \ucd08\uacfc\ub85c \ud0c8\ub77d\ud588\uc73c\ub2c8 \uc62c\ud574\ub3c4 \uc548 \ub420 \uac83\uc774\ub2e4&#8221; \u2192 <strong>\uc815\uc815<\/strong>: 2026\ub144 \uae30\uc900 \uc911\uc704\uc18c\ub4dd\uc774 \uc5ed\ub300 \ucd5c\ub300\ud3ed\uc73c\ub85c \uc62c\ub77c \ubd80\ubaa8\uac00\uad6c\uc758 \uc18c\ub4dd \uae30\uc900\uc774 \uc644\ud654\ub410\uc73c\ubbc0\ub85c, \uc7ac\uc2e0\uccad \uc2dc \uacb0\uacfc\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6%EF%B8%8F%E2%83%A3_%EC%8B%A4%EC%A0%84_%EA%BF%80%ED%8C%81\"><\/span>6\ufe0f\u20e3 \uc2e4\uc804 \uafc0\ud301<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>34\uc138 \uc774\ud558 \uccad\ub144\uc740 \uadfc\ub85c\uc18c\ub4dd\uc5d0\uc11c 60\ub9cc\uc6d0\uc744 \uc6b0\uc120 \uacf5\uc81c\ud55c \ub4a4 \ub098\uba38\uc9c0\uc758 30%\ub97c \ucd94\uac00\ub85c \uacf5\uc81c\ud574\uc8fc\ub294 \uccad\ub144 \ud2b9\ub840\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \ub2e8\uc21c \uc18c\ub4dd\ub9cc \ubcf4\uace0 \uae30\uc900\uc744 \ucd08\uacfc\ud588\ub2e4\uace0 \ubbf8\ub9ac \ud3ec\uae30\ud558\uc9c0 \ub9d0\uace0, \ubcf5\uc9c0\ub85c \ubaa8\uc758\uacc4\uc0b0\uae30\ub85c \uc2e4\uc81c \uc18c\ub4dd\uc778\uc815\uc561\uc744 \ud655\uc778\ud574\ubcf4\uc138\uc694.<\/li>\n\n\n\n<li>\uc804\uc138\ub85c \uac70\uc8fc \uc911\uc774\uc5b4\ub3c4 \uc804\uc6d4\uc138 \uc804\ud658\uc728\uc744 \uc801\uc6a9\ud574 \uc6d4 \uc784\ucc28\ub8cc\ub85c \ud658\uc0b0\ud55c \uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c \uc9c0\uc6d0 \uc5ec\ubd80\uac00 \uacb0\uc815\ub418\ub2c8, \uc804\uc138 \uc138\uc785\uc790\ub3c4 \ud655\uc778\ud574\ubcfc \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc2e0\uccad \uc804 \ubd80\ubaa8\ub2d8\uc774 \ud604\uc7ac \uc8fc\uac70\uae09\uc5ec\ub97c \ubc1b\uace0 \uacc4\uc2e0\uc9c0\ubd80\ud130 \ud655\uc778\ud558\ub294 \uac83\uc774 \uccab \ub2e8\uacc4\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B2%B0%EB%A1%A0\"><\/span>\uacb0\ub860<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ubd80\ubaa8\ub2d8\uc774 \uc8fc\uac70\uae09\uc5ec \uc218\uae09\uc790\ub77c\uba74, \ub530\ub85c \uc0ac\ub294 \uc790\ub140 \uccad\ub144\ub3c4 \ub193\uce58\uc9c0 \ub9d0\uace0 \ubd84\ub9ac\uc9c0\uae09\uc744 \ucc59\uaca8\uc57c \ud569\ub2c8\ub2e4. \ub2e4\ub9cc \uccad\ub144\uc6d4\uc138\uc9c0\uc6d0\uacfc \ud63c\ub3d9\ud558\uae30 \uc26c\uc6b4 \ub9cc\ud07c, \ubd80\ubaa8\uac00\uad6c\uc758 \uc218\uae09 \uc5ec\ubd80\uc640 \uc18c\ub4dd \uae30\uc900(\uc911\uc704\uc18c\ub4dd 48% \uc774\ud558)\uc744 \uba3c\uc800 \ud655\uc778\ud558\ub294 \uac83\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udcac <strong>\ub9c8\ubb34\ub9ac \uc778\uc0ac<\/strong><br>&#8220;\uacf5\uacf5\uc758\ud61c\ud0dd&#8221; \ube14\ub85c\uadf8\ub97c \ubc29\ubb38\ud574 \uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4. \ubd80\ubaa8\ub2d8\uacfc \ub530\ub85c \uc0ac\ub294 \uc790\ucde8 \uccad\ub144\uc774\ub77c\uba74, \uc774\ubc88 \uae00\ub85c \ub193\uce58\uace0 \uc788\ub358 \uc8fc\uac70\ube44 \uc9c0\uc6d0\uc744 \ucc59\uae30\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9A%94%EC%95%BD_%ED%82%A4%ED%8F%AC%EC%9D%B8%ED%8A%B8\"><\/span>\uc694\uc57d \ud0a4\ud3ec\uc778\ud2b8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uccad\ub144 \uc8fc\uac70\uae09\uc5ec \ubd84\ub9ac\uc9c0\uae09\uc740 \ubd80\ubaa8\uac00 \uc8fc\uac70\uae09\uc5ec \uc218\uae09\uc790\uc774\uace0, \ubd80\ubaa8\uc640 \ub2e4\ub978 \uc2dc\u00b7\uad70\uc5d0 \uac70\uc8fc\ud558\ub294 19~30\uc138 \ubbf8\ub9cc \ubbf8\ud63c \uccad\ub144\uc774 \ub300\uc0c1\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc120\uc815\uae30\uc900\uc740 \ubd80\ubaa8\uac00\uad6c \uc18c\ub4dd\uc778\uc815\uc561\uc774 \uae30\uc900 \uc911\uc704\uc18c\ub4dd 48% \uc774\ud558\uc774\uba70, 2026\ub144 \uae30\uc900 \uc911\uc704\uc18c\ub4dd\uc774 \uc5ed\ub300 \ucd5c\ub300\ud3ed(6.51%)\uc73c\ub85c \uc778\uc0c1\ub410\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc9c0\uc6d0\uae08\uc561\uc740 \uc11c\uc6b8 1\uc778 \uac00\uad6c \uae30\uc900 \uc6d4 \ucd5c\ub300 34\ub9cc\uc6d0\ub300\uc774\uba70, \uc9c0\uc5ed\u00b7\uac00\uad6c\uc6d0 \uc218\ubcc4\ub85c \ub2e4\ub985\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uccad\ub144\uc6d4\uc138\uc9c0\uc6d0\uacfc\ub294 \ubcc4\uac1c \uc81c\ub3c4\uc774\uba70, \uc2e0\uccad\uc740 \ubcf5\uc9c0\ub85c \ub610\ub294 \ubd80\ubaa8\ub2d8 \uac70\uc8fc\uc9c0 \ud589\uc815\ubcf5\uc9c0\uc13c\ud130\uc5d0\uc11c \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ucd9c\ucc98<\/strong>: \ubcf4\uac74\ubcf5\uc9c0\ubd80 2026\ub144\ub3c4 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\uacc4\uc168\ub098\uc694? 2026\ub144 \uae30\uc900 \ub300\uc0c1\u00b7\uae08\uc561\u00b7\uc2e0\uccad\ubc29\ubc95\uc744 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \u2705 \ud55c\ub208\uc5d0 \ubcf4\uae30 1\ufe0f\u20e3 \uc11c\ub860 \uc8fc\uac70\uae09\uc5ec\ub294 \uad6d\ud1a0\uad50\ud1b5\ubd80\uac00 \uc8fc\uad00\ud558\ub294 \uad6d\ubbfc\uae30\ucd08\uc0dd\ud65c\ubcf4\uc7a5\uc81c\ub3c4\uc758 4\ub300 \uae09\uc5ec \uc911 \ud558\ub098\ub85c, \uc800\uc18c\ub4dd \uac00\uad6c\uc758 \uc8fc\uac70\ube44\ub97c \uc9c0\uc6d0\ud558\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \ubd80\ubaa8\ub2d8\uc774 \uc774 \uc8fc\uac70\uae09\uc5ec\ub97c \ubc1b\uace0 \uc788\ub294 \uc0c1\ud669\uc5d0\uc11c, \uc790\ub140\uac00 \ud559\uc5c5\uc774\ub098 \ucde8\uc5c5 \ub54c\ubb38\uc5d0 \ub2e4\ub978 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