{"id":69,"date":"2026-07-21T13:24:04","date_gmt":"2026-07-21T13:24:04","guid":{"rendered":"http:\/\/ourfeder.kr\/?p=69"},"modified":"2026-07-21T13:24:05","modified_gmt":"2026-07-21T13:24:05","slug":"%f0%9f%a7%93-2026%eb%85%84-%ea%b8%b0%ec%b4%88%ec%97%b0%ea%b8%88-40%eb%a7%8c%ec%9b%90-%ec%a7%84%ec%a7%9c-%eb%b0%9b%ec%9d%84-%ec%88%98-%ec%9e%88%eb%82%98-%ea%b3%b5%ec%8b%9d-%ea%b3%a0%ec%8b%9c","status":"publish","type":"post","link":"https:\/\/ourfeder.kr\/?p=69","title":{"rendered":"\ud83e\uddd3 2026\ub144 \uae30\ucd08\uc5f0\uae08 40\ub9cc\uc6d0, \uc9c4\uc9dc \ubc1b\uc744 \uc218 \uc788\ub098 \u2014 \uacf5\uc2dd \uace0\uc2dc \uae30\uc900 \uc815\ub9ac"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ourfeder.kr\/?p=69\/#%EA%B8%B0%EC%B4%88%EC%97%B0%EA%B8%88_40%EB%A7%8C%EC%9B%90_%EC%A7%84%EC%A7%9C_%EB%B0%9B%EC%9D%84_%EC%88%98_%EC%9E%88%EB%82%98\" >\uae30\ucd08\uc5f0\uae08 40\ub9cc\uc6d0, \uc9c4\uc9dc \ubc1b\uc744 \uc218 \uc788\ub098<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ourfeder.kr\/?p=69\/#1%EF%B8%8F%E2%83%A3_%EC%84%9C%EB%A1%A0\" >1\ufe0f\u20e3 \uc11c\ub860<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ourfeder.kr\/?p=69\/#2%EF%B8%8F%E2%83%A3_2026%EB%85%84_%EA%B3%B5%EC%8B%9D_%ED%99%95%EC%A0%95_%EA%B8%88%EC%95%A1_%EB%B3%B4%EA%B1%B4%EB%B3%B5%EC%A7%80%EB%B6%80_%EA%B3%A0%EC%8B%9C\" >2\ufe0f\u20e3 2026\ub144 \uacf5\uc2dd \ud655\uc815 \uae08\uc561 (\ubcf4\uac74\ubcf5\uc9c0\ubd80 \uace0\uc2dc)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/ourfeder.kr\/?p=69\/#%EA%B8%B0%EC%A4%80%EC%97%B0%EA%B8%88%EC%95%A1_%E2%80%94_2026%EB%85%84_1%EC%9B%94_9%EC%9D%BC_%ED%99%95%EC%A0%95\" >\uae30\uc900\uc5f0\uae08\uc561 \u2014 2026\ub144 1\uc6d4 9\uc77c \ud655\uc815<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/ourfeder.kr\/?p=69\/#%EC%84%A0%EC%A0%95%EA%B8%B0%EC%A4%80%EC%95%A1_%E2%80%94_2026%EB%85%84_1%EC%9B%94_2%EC%9D%BC_%EA%B2%B0%EC%A0%95_%EA%B3%A0%EC%8B%9C\" >\uc120\uc815\uae30\uc900\uc561 \u2014 2026\ub144 1\uc6d4 2\uc77c \uacb0\uc815 \uace0\uc2dc<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/ourfeder.kr\/?p=69\/#3%EF%B8%8F%E2%83%A3_%E2%80%9C40%EB%A7%8C%EC%9B%90%E2%80%9D_%EC%9D%B4%EC%8A%88_%EC%A0%95%ED%99%95%ED%9E%88_%EB%AD%94%EA%B0%80\" >3\ufe0f\u20e3 &#8220;40\ub9cc\uc6d0&#8221; \uc774\uc288, \uc815\ud655\ud788 \ubb54\uac00<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/ourfeder.kr\/?p=69\/#4%EF%B8%8F%E2%83%A3_%EC%8B%A0%EC%B2%AD_%EB%8C%80%EC%83%81_%EB%B0%8F_%EB%B0%A9%EB%B2%95\" >4\ufe0f\u20e3 \uc2e0\uccad \ub300\uc0c1 \ubc0f \ubc29\ubc95<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/ourfeder.kr\/?p=69\/#%EB%8C%80%EC%83%81\" >\ub300\uc0c1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/ourfeder.kr\/?p=69\/#%EC%8B%A0%EC%B2%AD_%EB%B0%A9%EB%B2%95\" >\uc2e0\uccad \ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/ourfeder.kr\/?p=69\/#%EC%9C%A0%EC%9D%98%EC%82%AC%ED%95%AD\" >\uc720\uc758\uc0ac\ud56d<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/ourfeder.kr\/?p=69\/#5%EF%B8%8F%E2%83%A3_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%98%A4%ED%95%B4\" >5\ufe0f\u20e3 \uc790\uc8fc \ud558\ub294 \uc624\ud574<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/ourfeder.kr\/?p=69\/#6%EF%B8%8F%E2%83%A3_%EC%8B%A4%EC%A0%84_%EA%BF%80%ED%8C%81\" >6\ufe0f\u20e3 \uc2e4\uc804 \uafc0\ud301<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/ourfeder.kr\/?p=69\/#%EA%B2%B0%EB%A1%A0\" >\uacb0\ub860<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/ourfeder.kr\/?p=69\/#%EC%9A%94%EC%95%BD_%ED%82%A4%ED%8F%AC%EC%9D%B8%ED%8A%B8\" >\uc694\uc57d \ud0a4\ud3ec\uc778\ud2b8<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B8%B0%EC%B4%88%EC%97%B0%EA%B8%88_40%EB%A7%8C%EC%9B%90_%EC%A7%84%EC%A7%9C_%EB%B0%9B%EC%9D%84_%EC%88%98_%EC%9E%88%EB%82%98\"><\/span>\uae30\ucd08\uc5f0\uae08 40\ub9cc\uc6d0, \uc9c4\uc9dc \ubc1b\uc744 \uc218 \uc788\ub098<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;\uae30\ucd08\uc5f0\uae08 40\ub9cc\uc6d0 \uc2dc\ub300&#8221;\ub77c\ub294 \uc81c\ubaa9\uc758 \uae00\uc774 \ub9ce\uc9c0\ub9cc, \uc2e4\uc81c\ub85c \ubcf4\uac74\ubcf5\uc9c0\ubd80\uac00 2026\ub144 1\uc6d4 \uacf5\uc2dd \uace0\uc2dc\ud55c \uae08\uc561\uc740 \ub2e4\ub985\ub2c8\ub2e4. \ud5f7\uac08\ub9ac\uae30 \uc26c\uc6b4 \ubd80\ubd84\uc744 \ud329\ud2b8 \uc704\uc8fc\ub85c \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2705 \ud55c\ub208\uc5d0 \ubcf4\uae30<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>2026\ub144 \uacf5\uc2dd \uae30\uc900\uc5f0\uae08\uc561<\/strong>(\ubcf4\uac74\ubcf5\uc9c0\ubd80 2026.1.9. \uace0\uc2dc): \ub2e8\ub3c5\uac00\uad6c \uc6d4 \ucd5c\ub300 <strong>34\ub9cc 9,700\uc6d0<\/strong>, \ubd80\ubd80\uac00\uad6c <strong>55\ub9cc 9,520\uc6d0<\/strong><\/li>\n\n\n\n<li><strong>2026\ub144 \uc120\uc815\uae30\uc900\uc561<\/strong>(2026.1.2. \uace0\uc2dc): \ub2e8\ub3c5\uac00\uad6c \uc6d4 \uc18c\ub4dd\uc778\uc815\uc561 <strong>247\ub9cc\uc6d0 \uc774\ud558<\/strong>, \ubd80\ubd80\uac00\uad6c <strong>395\ub9cc 2,000\uc6d0 \uc774\ud558<\/strong><\/li>\n\n\n\n<li><strong>&#8220;40\ub9cc\uc6d0&#8221; \uc774\uc288<\/strong>: \uc815\ubd80\uac00 \ubc1c\ud45c\ud55c \uc5f0\uae08\uac1c\ud601 \ub85c\ub4dc\ub9f5\uc0c1 \ubaa9\ud45c\uce58\uc774\uba70, 2026\ub144 \uc804\uccb4 \uc218\uae09\uc790\uc5d0\uac8c \uc77c\uad04 \uc801\uc6a9\ub418\ub294 \ud655\uc815 \uae08\uc561\uc774 <strong>\uc544\ub2d8<\/strong><\/li>\n\n\n\n<li><strong>\uc2e0\uccad \ubc29\ubc95<\/strong>: \uc74d\u00b7\uba74\u00b7\ub3d9 \uc8fc\ubbfc\uc13c\ud130, \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \uc9c0\uc0ac, \ub610\ub294 \ubcf5\uc9c0\ub85c \uc628\ub77c\uc778<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1%EF%B8%8F%E2%83%A3_%EC%84%9C%EB%A1%A0\"><\/span>1\ufe0f\u20e3 \uc11c\ub860<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;2026\ub144\ubd80\ud130 \uae30\ucd08\uc5f0\uae08 40\ub9cc\uc6d0&#8221;\uc774\ub77c\ub294 \uc81c\ubaa9\uc758 \ucf58\ud150\uce20\uac00 \uc628\ub77c\uc778\uc5d0 \ub9ce\uc774 \ud37c\uc838 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc815\ubd80\uac00 40\ub9cc\uc6d0 \uc778\uc0c1\uc744 \ub85c\ub4dc\ub9f5\uc73c\ub85c \ubc1c\ud45c\ud55c \uac74 \ub9de\uc9c0\ub9cc, \uc774\uac8c <strong>2026\ub144 \ubaa8\ub4e0 \uc218\uae09\uc790\uac00 \ubc1b\ub294 \ud655\uc815 \uae08\uc561<\/strong>\uc774\ub77c\uace0 \uc624\ud574\ud558\uba74 \uc2e4\uc81c \ud1b5\uc7a5\uc5d0 \ub4e4\uc5b4\uc624\ub294 \ub3c8\uacfc \ucc28\uc774\uac00 \ucee4\uc11c \ub2f9\ud669\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uae00\uc5d0\uc11c\ub294 \ubcf4\uac74\ubcf5\uc9c0\ubd80\uac00 \uc2e4\uc81c\ub85c \uace0\uc2dc\ud55c \uacf5\uc2dd \uc218\uce58\uc640, \uc544\uc9c1 \uc9c4\ud589 \uc911\uc778 \uc815\ucc45 \ub85c\ub4dc\ub9f5\uc744 \uad6c\ubd84\ud574\uc11c \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2%EF%B8%8F%E2%83%A3_2026%EB%85%84_%EA%B3%B5%EC%8B%9D_%ED%99%95%EC%A0%95_%EA%B8%88%EC%95%A1_%EB%B3%B4%EA%B1%B4%EB%B3%B5%EC%A7%80%EB%B6%80_%EA%B3%A0%EC%8B%9C\"><\/span>2\ufe0f\u20e3 2026\ub144 \uacf5\uc2dd \ud655\uc815 \uae08\uc561 (\ubcf4\uac74\ubcf5\uc9c0\ubd80 \uace0\uc2dc)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B8%B0%EC%A4%80%EC%97%B0%EA%B8%88%EC%95%A1_%E2%80%94_2026%EB%85%84_1%EC%9B%94_9%EC%9D%BC_%ED%99%95%EC%A0%95\"><\/span>\uae30\uc900\uc5f0\uae08\uc561 \u2014 2026\ub144 1\uc6d4 9\uc77c \ud655\uc815<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubb3c\uac00\uc0c1\uc2b9\ub960 2.1% \ubc18\uc601<\/li>\n\n\n\n<li><strong>\ub2e8\ub3c5\uac00\uad6c<\/strong>: \uc6d4 \ucd5c\ub300 34\ub9cc 9,700\uc6d0 (2025\ub144 \ub300\ube44 7,190\uc6d0 \uc778\uc0c1)<\/li>\n\n\n\n<li><strong>\ubd80\ubd80\uac00\uad6c<\/strong>: \uc6d4 \ucd5c\ub300 55\ub9cc 9,520\uc6d0 (\ubd80\ubd80\uac00 \ud568\uaed8 \uc218\uae09 \uc2dc \uac01\uc790 20% \uac10\uc561 \uc801\uc6a9)<\/li>\n\n\n\n<li>\ubc30\uc6b0\uc790\uac00 \uc788\uc5b4\ub3c4 \ud55c \uba85\ub9cc \uc218\uae09 \uc790\uaca9\uc774 \ub418\uba74 \ub2e8\ub3c5\uac00\uad6c \uae08\uc561(34\ub9cc 9,700\uc6d0)\uc744 \uadf8\ub300\ub85c \ubc1b\uc74c<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%84%A0%EC%A0%95%EA%B8%B0%EC%A4%80%EC%95%A1_%E2%80%94_2026%EB%85%84_1%EC%9B%94_2%EC%9D%BC_%EA%B2%B0%EC%A0%95_%EA%B3%A0%EC%8B%9C\"><\/span>\uc120\uc815\uae30\uc900\uc561 \u2014 2026\ub144 1\uc6d4 2\uc77c \uacb0\uc815 \uace0\uc2dc<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ub2e8\ub3c5\uac00\uad6c<\/strong>: \uc6d4 \uc18c\ub4dd\uc778\uc815\uc561 247\ub9cc\uc6d0 \uc774\ud558<\/li>\n\n\n\n<li><strong>\ubd80\ubd80\uac00\uad6c<\/strong>: \uc6d4 \uc18c\ub4dd\uc778\uc815\uc561 395\ub9cc 2,000\uc6d0 \uc774\ud558<\/li>\n\n\n\n<li>2025\ub144(\ub2e8\ub3c5\uac00\uad6c 228\ub9cc\uc6d0) \ub300\ube44 19\ub9cc\uc6d0 \uc0c1\ud5a5\ub418\uc5b4, \uc791\ub144\uc5d0 \ud0c8\ub77d\ud588\ub358 \ubd84\ub3c4 \uc0c8\ub85c \ub300\uc0c1\uc774 \ub420 \uc218 \uc788\uc74c<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3%EF%B8%8F%E2%83%A3_%E2%80%9C40%EB%A7%8C%EC%9B%90%E2%80%9D_%EC%9D%B4%EC%8A%88_%EC%A0%95%ED%99%95%ED%9E%88_%EB%AD%94%EA%B0%80\"><\/span>3\ufe0f\u20e3 &#8220;40\ub9cc\uc6d0&#8221; \uc774\uc288, \uc815\ud655\ud788 \ubb54\uac00<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc815\ubd80\ub294 2024\ub144 9\uc6d4 \uad6d\ubbfc\uc5f0\uae08\uc2ec\uc758\uc704\uc6d0\ud68c\uc5d0\uc11c &#8216;\uc5f0\uae08\uac1c\ud601 \ucd94\uc9c4\uacc4\ud68d&#8217;\uc744 \ud655\uc815\ud558\uba70, \uae30\ucd08\uc5f0\uae08\uc744 \ub2e8\uacc4\uc801\uc73c\ub85c 40\ub9cc\uc6d0\uae4c\uc9c0 \uc778\uc0c1\ud558\uaca0\ub2e4\ub294 <strong>\ub85c\ub4dc\ub9f5<\/strong>\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \uc774\ud6c4 2026\ub144 \uc0c1\ubc18\uae30\uc5d0\ub3c4 \uad00\ub828 \uac1c\ud3b8 \ub17c\uc758\uac00 \uc774\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ub85c\ub4dc\ub9f5\uc0c1 \ubc29\ud5a5<\/strong>: 2026\ub144 \uae30\uc900\uc911\uc704\uc18c\ub4dd 50% \uc774\ud558 \ub4f1 \uc800\uc18c\ub4dd \uc5b4\ub974\uc2e0\ubd80\ud130 \uc6b0\uc120 40\ub9cc\uc6d0 \uc218\uc900 \uc801\uc6a9 \u2192 2027\ub144 \uc804\uccb4 \uc218\uae09\uc790(\uc18c\ub4dd \ud558\uc704 70%)\ub85c \ud655\ub300<\/li>\n\n\n\n<li><strong>\ud575\uc2ec \ubaa9\uc801<\/strong>: \uae30\ucd08\uc5f0\uae08\uacfc \uc0dd\uacc4\uae09\uc5ec\ub97c \ub3d9\uc2dc\uc5d0 \ubc1b\ub294 \uc800\uc18c\ub4dd \uc5b4\ub974\uc2e0\uc758 \uacbd\uc6b0, \uae30\ucd08\uc5f0\uae08\uc744 \ubc1b\uc73c\uba74 \uadf8\ub9cc\ud07c \uc0dd\uacc4\uae09\uc5ec\uac00 \uae4e\uc774\ub294 &#8216;\uc92c\ub2e4 \ube8f\ub294&#8217; \uad6c\uc870\ub97c \uac1c\uc120\ud558\ub824\ub294 \ucde8\uc9c0\uac00 \ud07c (\uae30\ucd08\uc5f0\uae08 \uc77c\ubd80\ub97c \uc0dd\uacc4\uae09\uc5ec \uc18c\ub4dd\uc778\uc815\uc561\uc5d0\uc11c \uc81c\uc678\ud558\ub294 \ubc29\uc2dd \uac80\ud1a0)<\/li>\n\n\n\n<li><strong>\ud604\uc7ac \uc2dc\uc810(2026\ub144 7\uc6d4) \uc0c1\ud669<\/strong>: \uc815\ubd80\uac00 2026\ub144 1\uc6d4 \uc2e4\uc81c\ub85c \uace0\uc2dc\ud55c \uae30\uc900\uc5f0\uae08\uc561\uc740 34\ub9cc 9,700\uc6d0\uc774\uba70, \uc774\ub294 \ubb3c\uac00\uc0c1\uc2b9\ub960\ub9cc \ubc18\uc601\ud55c \ud1b5\uc0c1\uc801\uc778 \uc778\uc0c1\uc785\ub2c8\ub2e4. 40\ub9cc\uc6d0 \ub85c\ub4dc\ub9f5\uc774 \uc800\uc18c\ub4dd\uce35 \ub300\uc0c1 \ucd94\uac00 \uc9c0\uae09 \ud615\ud0dc\ub85c \uc5bc\ub9c8\ub098, \uc5b8\uc81c\ubd80\ud130 \uc2e4\uc81c \uc608\uc0b0\uc5d0 \ubc18\uc601\ub418\ub294\uc9c0\ub294 \uc9c0\uc18d\uc801\uc73c\ub85c \ubcc0\uacbd\u00b7\ubcf4\uc644\ub418\uace0 \uc788\ub294 \uc0ac\uc548\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc989, &#8220;40\ub9cc\uc6d0&#8221;\uc740 <strong>\uc815\ucc45 \ubc29\ud5a5\uc774\uc790 \ubaa9\ud45c\uce58<\/strong>\uc774\uc9c0, 2026\ub144\uc5d0 \ubaa8\ub4e0 \uc218\uae09\uc790\uac00 \ud1b5\uc7a5\uc73c\ub85c \ubc1b\ub294 \ud655\uc815 \uae08\uc561\uc774 \uc544\ub2c8\ub77c\ub294 \uc810\uc744 \uaf2d \uad6c\ubd84\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4%EF%B8%8F%E2%83%A3_%EC%8B%A0%EC%B2%AD_%EB%8C%80%EC%83%81_%EB%B0%8F_%EB%B0%A9%EB%B2%95\"><\/span>4\ufe0f\u20e3 \uc2e0\uccad \ub300\uc0c1 \ubc0f \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%83%81\"><\/span>\ub300\uc0c1<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub9cc 65\uc138 \uc774\uc0c1<\/li>\n\n\n\n<li>\ubcf8\uc778(\ubc0f \ubc30\uc6b0\uc790) \uc6d4 \uc18c\ub4dd\uc778\uc815\uc561\uc774 \uc120\uc815\uae30\uc900\uc561(\ub2e8\ub3c5 247\ub9cc\uc6d0 \/ \ubd80\ubd80 395\ub9cc 2,000\uc6d0) \uc774\ud558<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%8B%A0%EC%B2%AD_%EB%B0%A9%EB%B2%95\"><\/span>\uc2e0\uccad \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\ubc29\ubb38<\/strong>: \uc8fc\uc18c\uc9c0 \uc74d\u00b7\uba74\u00b7\ub3d9 \uc8fc\ubbfc\uc13c\ud130(\ud589\uc815\ubcf5\uc9c0\uc13c\ud130) \ub610\ub294 \uac00\uae4c\uc6b4 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \uc9c0\uc0ac<\/li>\n\n\n\n<li><strong>\uc628\ub77c\uc778<\/strong>: \ubcf5\uc9c0\ub85c(bokjiro.go.kr)<\/li>\n\n\n\n<li>\ubc30\uc6b0\uc790\uac00 \ud568\uaed8 \uc2e0\uccad\ud558\uc9c0 \uc54a\uc544\ub3c4 \ubc30\uc6b0\uc790\uc758 \uc18c\ub4dd\u00b7\uc7ac\uc0b0\uc774 \uc870\uc0ac \ub300\uc0c1\uc5d0 \ud3ec\ud568\ub418\ubbc0\ub85c, \ubc29\ubb38 \uc2e0\uccad \uc2dc \ubc30\uc6b0\uc790\uc758 \uae08\uc735\uc815\ubcf4 \uc81c\uacf5 \ub3d9\uc758\uc11c\ub97c \ucc59\uaca8\uc57c \ud568<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9C%A0%EC%9D%98%EC%82%AC%ED%95%AD\"><\/span>\uc720\uc758\uc0ac\ud56d<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc18c\uae09 \uc9c0\uae09\uc740 \ub418\uc9c0 \uc54a\uc73c\ubbc0\ub85c, \uc0dd\uc77c\uc774 \uc18d\ud55c \ub2ec\uc758 \ud55c \ub2ec \uc804\ubd80\ud130 \uc2e0\uccad \uac00\ub2a5<\/li>\n\n\n\n<li>\uad6d\ubbfc\uc5f0\uae08\uc744 \uc774\ubbf8 \ubc1b\uace0 \uc788\uc5b4\ub3c4 \uc911\ubcf5 \uc218\ub839\uc774 \uac00\ub2a5\ud558\uc9c0\ub9cc, \uad6d\ubbfc\uc5f0\uae08 \uc218\ub839\uc561\uc774 \uae30\ucd08\uc5f0\uae08\uc561\uc758 150%\ub97c \ucd08\uacfc\ud558\uba74 \uae30\ucd08\uc5f0\uae08\uc774 \ucd5c\ub300 50%\uae4c\uc9c0 \uac10\uc561\ub420 \uc218 \uc788\uc74c<\/li>\n\n\n\n<li>\uace0\uac00 \uc8fc\ud0dd \ubcf4\uc720, \ucc28\ub7c9\uac00\uaca9 4,000\ub9cc\uc6d0 \ucd08\uacfc \ub4f1\uc740 \uc18c\ub4dd\uc778\uc815\uc561\uc744 \ub192\uc5ec \ud0c8\ub77d \uc0ac\uc720\uac00 \ub420 \uc218 \uc788\uc74c<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5%EF%B8%8F%E2%83%A3_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%98%A4%ED%95%B4\"><\/span>5\ufe0f\u20e3 \uc790\uc8fc \ud558\ub294 \uc624\ud574<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc624\ud574 \u2460<\/strong> \u2014 &#8220;2026\ub144\ubd80\ud130 \ubb34\uc870\uac74 40\ub9cc\uc6d0 \ubc1b\ub294\ub2e4&#8221; \u2192 <strong>\uc815\uc815<\/strong>: 2026\ub144 \uacf5\uc2dd \uace0\uc2dc \uae08\uc561\uc740 34\ub9cc 9,700\uc6d0\uc785\ub2c8\ub2e4. 40\ub9cc\uc6d0\uc740 \uc800\uc18c\ub4dd\uce35 \uc6b0\uc120 \uc801\uc6a9\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uc815\ucc45 \ub85c\ub4dc\ub9f5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc624\ud574 \u2461<\/strong> \u2014 &#8220;\uc791\ub144\uc5d0 \ud0c8\ub77d\ud588\uc73c\ub2c8 \uc62c\ud574\ub3c4 \uc548 \ub420 \uac83\uc774\ub2e4&#8221; \u2192 <strong>\uc815\uc815<\/strong>: \uc120\uc815\uae30\uc900\uc561\uc774 19\ub9cc\uc6d0 \uc0c1\ud5a5\ub410\uc73c\ubbc0\ub85c \uc791\ub144 \ud0c8\ub77d\uc790\ub3c4 \ub2e4\uc2dc \ub300\uc0c1\uc774 \ub420 \uc218 \uc788\uc5b4 \uc7ac\uc2e0\uccad\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc624\ud574 \u2462<\/strong> \u2014 &#8220;\uc9d1\uc774 \uc788\uc73c\uba74 \ubb34\uc870\uac74 \ud0c8\ub77d\ud55c\ub2e4&#8221; \u2192 <strong>\uc815\uc815<\/strong>: \ubd80\ub3d9\uc0b0\uc740 \uc7ac\uc0b0 \ud658\uc0b0 \ubc29\uc2dd\uc73c\ub85c \uc18c\ub4dd\uc778\uc815\uc561\uc5d0 \ubc18\uc601\ub418\uace0 \uae30\ubcf8 \uacf5\uc81c\uac00 \uc801\uc6a9\ub418\ubbc0\ub85c, \uc9d1\uc774 \uc788\uc5b4\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6%EF%B8%8F%E2%83%A3_%EC%8B%A4%EC%A0%84_%EA%BF%80%ED%8C%81\"><\/span>6\ufe0f\u20e3 \uc2e4\uc804 \uafc0\ud301<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc815\ud655\ud55c \ubcf8\uc778 \uc608\uc0c1 \uc218\uae09\uc561\uc740 \ubcf5\uc9c0\ub85c \uc0ac\uc774\ud2b8\uc758 \uae30\ucd08\uc5f0\uae08 \ubaa8\uc758\uacc4\uc0b0\uc73c\ub85c \ubbf8\ub9ac \ud655\uc778\ud574\ubcf4\uc138\uc694.<\/li>\n\n\n\n<li>\uc18c\ub4dd\u00b7\uc7ac\uc0b0\uc774 \ucd5c\uadfc \uc904\uc5c8\uac70\ub098 \uc120\uc815\uae30\uc900\uc561 \uc0c1\ud5a5\uc73c\ub85c \uc0c8\ub85c \ub300\uc0c1\uc774 \ub410\uc744 \uc218 \uc788\uc73c\ub2c8, \uc608\uc804\uc5d0 \ud0c8\ub77d\ud588\ub354\ub77c\ub3c4 \ub2e4\uc2dc \ud655\uc778\ud574\ubcf4\uc2dc\uae38 \uad8c\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>&#8220;40\ub9cc\uc6d0&#8221; \uad00\ub828 \ub274\uc2a4\ub294 \uacc4\uc18d \uc5c5\ub370\uc774\ud2b8\ub418\ub294 \uc0ac\uc548\uc774\ubbc0\ub85c, \uc815\ud655\ud55c \uc2dc\ud589 \uc5ec\ubd80\uc640 \ubcf8\uc778 \ud574\ub2f9 \uc5ec\ubd80\ub294 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \ucf5c\uc13c\ud130(1355) \ub610\ub294 \uc8fc\ubbfc\uc13c\ud130\uc5d0 \uc9c1\uc811 \ubb38\uc758\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \ud655\uc2e4\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B2%B0%EB%A1%A0\"><\/span>\uacb0\ub860<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 \uae30\ucd08\uc5f0\uae08\uc740 \uacf5\uc2dd\uc801\uc73c\ub85c \ub2e8\ub3c5\uac00\uad6c \uc6d4 \ucd5c\ub300 34\ub9cc 9,700\uc6d0, \uc120\uc815\uae30\uc900\uc561 247\ub9cc\uc6d0(\ub2e8\ub3c5) \uae30\uc900\uc73c\ub85c \ud655\uc815\ub3fc \uc788\uc2b5\ub2c8\ub2e4. &#8220;40\ub9cc\uc6d0&#8221;\uc740 \uc800\uc18c\ub4dd\uce35\ubd80\ud130 \ub2e8\uacc4\uc801\uc73c\ub85c \uc801\uc6a9\ud558\ub824\ub294 \uc815\ucc45 \ubc29\ud5a5\uc73c\ub85c, \uc544\uc9c1 \uc804\uccb4 \uc218\uae09\uc790\uc5d0\uac8c \uc77c\uad04 \uc801\uc6a9\ub418\ub294 \ud655\uc815 \uae08\uc561\uc740 \uc544\ub2d9\ub2c8\ub2e4. \ubd80\ubaa8\ub2d8\uc774\ub098 \uc8fc\ubcc0 \uc5b4\ub974\uc2e0\uc774 \uacc4\uc2dc\ub2e4\uba74, \uc815\ud655\ud55c \uc218\uce58\ub85c \ub2e4\uc2dc \ud55c\ubc88 \ud655\uc778\ud574\ubcf4\uc2dc\uae38 \uad8c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udcac <strong>\ub9c8\ubb34\ub9ac \uc778\uc0ac<\/strong><br>&#8220;\uacf5\uacf5\uc758\ud61c\ud0dd&#8221; \ube14\ub85c\uadf8\ub97c \ubc29\ubb38\ud574 \uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4. \uae30\ucd08\uc5f0\uae08 \uad00\ub828 \uc815\ucc45\uc740 \uacc4\uc18d \uc5c5\ub370\uc774\ud2b8\ub418\uace0 \uc788\uc73c\ub2c8, \uc774 \uae00\ub3c4 \uacf5\uc2dd \ubc1c\ud45c\uc5d0 \ub530\ub77c \uc218\uc2dc\ub85c \ubcf4\uc644\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9A%94%EC%95%BD_%ED%82%A4%ED%8F%AC%EC%9D%B8%ED%8A%B8\"><\/span>\uc694\uc57d \ud0a4\ud3ec\uc778\ud2b8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2026\ub144 \uacf5\uc2dd \uae30\uc900\uc5f0\uae08\uc561\uc740 \ub2e8\ub3c5\uac00\uad6c \uc6d4 34\ub9cc 9,700\uc6d0, \ubd80\ubd80\uac00\uad6c 55\ub9cc 9,520\uc6d0\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc120\uc815\uae30\uc900\uc561\uc740 \ub2e8\ub3c5\uac00\uad6c 247\ub9cc\uc6d0, \ubd80\ubd80\uac00\uad6c 395\ub9cc 2,000\uc6d0 \uc774\ud558\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>&#8220;40\ub9cc\uc6d0&#8221;\uc740 \uc800\uc18c\ub4dd\uce35 \uc6b0\uc120 \uc801\uc6a9\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uc815\ucc45 \ub85c\ub4dc\ub9f5\uc73c\ub85c, 2026\ub144 \uc804\uccb4 \uc218\uae09\uc790 \ud655\uc815\uc561\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc815\ud655\ud55c \uc608\uc0c1 \uc218\uae09\uc561\uc740 \ubcf5\uc9c0\ub85c \ubaa8\uc758\uacc4\uc0b0 \ub610\ub294 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8(1355)\uc73c\ub85c \ud655\uc778\ud558\uc138\uc694.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ucd9c\ucc98<\/strong>: \ubcf4\uac74\ubcf5\uc9c0\ubd80 \ubcf4\ub3c4\uc790\ub8cc(2026.1.2. 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\uc26c\uc6b4 \ubd80\ubd84\uc744 \ud329\ud2b8 \uc704\uc8fc\ub85c \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \u2705 \ud55c\ub208\uc5d0 \ubcf4\uae30 1\ufe0f\u20e3 \uc11c\ub860 &#8220;2026\ub144\ubd80\ud130 \uae30\ucd08\uc5f0\uae08 40\ub9cc\uc6d0&#8221;\uc774\ub77c\ub294 \uc81c\ubaa9\uc758 \ucf58\ud150\uce20\uac00 \uc628\ub77c\uc778\uc5d0 \ub9ce\uc774 \ud37c\uc838 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc815\ubd80\uac00 40\ub9cc\uc6d0 \uc778\uc0c1\uc744 \ub85c\ub4dc\ub9f5\uc73c\ub85c \ubc1c\ud45c\ud55c \uac74 \ub9de\uc9c0\ub9cc, \uc774\uac8c 2026\ub144 \ubaa8\ub4e0 \uc218\uae09\uc790\uac00 \ubc1b\ub294 \ud655\uc815 \uae08\uc561\uc774\ub77c\uace0 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